Understanding Home Inspection Costs, Coverage in Draper, Utah
6-minute read | January 3, 2025
A home inspection is a critical step in the homebuying process, giving you confidence that you’re not stepping into unexpected repairs or structural issues. Typically, the buyer is responsible for covering this cost.
The cost of a professional home inspection can vary based on factors such as the home’s location, size, and age. This guide outlines what’s included in a home inspection, average costs, and potential expenses for additional services.
What Is a Home Inspection?
A home inspection is a detailed evaluation of the safety and condition of the home you’re planning to purchase. Conducted by a licensed home inspector, it provides a report on major systems and overall quality, ensuring you’re informed about the property’s true state.
Home inspections are often included as contingencies in purchase agreements, offering buyers crucial protection. If significant issues are identified, you may have the opportunity to renegotiate, request repairs, or even back out of the deal without losing your earnest money.
Home Inspection vs. Home Appraisal: What’s the Difference?
While both are essential steps in the homebuying process, they serve different purposes.
- A home appraisal is required by lenders to determine the property’s market value for loan approval.
- A home inspection focuses on the home’s condition, helping buyers make informed decisions about repairs, price negotiations, or whether to proceed with the purchase.
How Much Does a Home Inspection Cost?
On average, home inspections in the U.S. cost around $343, with prices typically ranging from $296 to $424, according to Angi. The actual cost depends on factors like the home’s size, age, and location.
| Home Size (sq. ft.) | Average Cost |
|---|---|
| Up to 1,000 | $200 – $250 |
| 1,000 – 1,500 | $225 – $325 |
| 1,500 – 2,000 | $250 – $375 |
| 2,000 – 2,500 | $275 – $400 |
| 2,500 – 3,000 | $300 – $500 |
Who Pays for the Home Inspection?
In most cases, the buyer pays for the inspection as part of their due diligence. The fee is typically paid directly to the inspector and is separate from closing costs.
Some sellers may opt for a pre-listing inspection to identify and address potential repairs before putting their home on the market. While this can offer insight into the home’s condition, buyers should still arrange their own inspection for an unbiased assessment.
Factors That Influence Inspection Costs
- Home Size
Larger homes often require more time to inspect due to their size and additional features like dual HVAC systems or larger roofing areas. - Property Type
The complexity of the property also matters. For instance, inspecting a two-story home with a sloped roof is more demanding than evaluating a condo unit. - Location
Costs can vary significantly based on your city. For example, the average inspection cost in New York City is around $450, while in Chicago, it’s about $320. - Home Age
Older homes may require a more thorough inspection due to potential issues like outdated systems, wear, and local code compliance.
What’s Included in a Home Inspection?
A standard home inspection covers:
- HVAC and electrical systems
- Foundation and structural components
- Plumbing systems
- Roof, attic, and insulation
- Walls, ceilings, floors, windows, and doors
What’s Not Included?
Inspections don’t typically cover cosmetic issues or inaccessible areas. Specialized inspections may be necessary for:
- Mold or pest infestations
- Chimney and fireplace issues
- Lead paint or asbestos
- Sewer lines or septic systems
| Specialized Inspection | Average Cost |
|---|---|
| Mold | $660 |
| Foundation | $600 |
| Plumbing | $575 |
| Chimney | $450 |
| HVAC | $300 |
Finding a Reliable Home Inspector
Your real estate agent can recommend a trusted inspector, but it’s wise to verify their credentials. Look for professionals who are members of organizations like the American Society of Home Inspectors (ASHI) and confirm they hold the necessary certifications and insurance.
Is a Home Inspection Worth It?
Absolutely. A home inspection gives you a clear picture of the property’s condition, empowering you to make informed decisions. It can help you avoid costly repairs and negotiate better terms, ensuring peace of mind before closing on your new home.